The Money Factory legal states guide for 2026: Where is The Money Factory social casino legal in?

We’ve done our research and found The Money Factory legal states currently number 39 in all. You can sign up from a variety of US states, including Florida, if you’re interested in playing social games there.

We’ll cover all the legalities here, explaining how The Money Factory works and how you can use Gold Coins and Sweeps Coins to play social and sweepstakes games, respectively. We’ll also explain the signup process, which takes just a minute or two to complete. You’ll also learn more about how to redeem Sweeps Coins winnings to get a real prize.

The Money Factory legal states – here’s the current situation

You probably know that real money online casinos are tough to access in the US, as they’re only available in a select few states. Fortunately, it’s way easier to access sweepstakes casinos like The Money Factory. Since they follow sweepstakes regulations, they’re far more widely available. In fact, in the case of The Money Factory, you can sign up from 39 US states at the moment. That’s a big list, so we’ve given you the 11 excluded states in the below list. If your state isn’t on the list, you should be able to sign up if you head over there using any of the links we’ve provided here.

• California
• Connecticut
• Idaho
• Louisicana
• Michigan
• Montana
• Nevada
• New Jersey
• New York
• Tennessee
• Washington

You might wonder whether you could sign up from one of the above states and make out that you live somewhere else. Let’s be clear here – it’s not possible. You cannot use a VPN to mask your actual location, and you’ll need to provide some ID to complete your account verification too. That’s a requirement prior to redeeming any Sweeps Coins winnings. You’ll need to provide a photo ID and proof of address, so if you did live in Michigan, say, you’d be found out at that stage. The Money Factory needs to be sure it only accepts players from the 39 states it operates in.

Is it legal to play at The Money Factory?

That’s a fair question to pose to start with. Each state has its own laws and regulations, so while you might read about sweepstakes casinos and how they work, you may not know whether you can use them in your state. That’s particularly true when you notice that some sweepstakes casinos are out of bounds in several more states than others. You’ll find that The Money Factory clearly displays the list of prohibited states in its sweepstakes rules, so you can read those to confirm where you stand. You must also be aged at least 18, unless there is a higher age of majority in your state.

You won’t find any licensing information at The Money Factory because it doesn’t require a license. Only standard casinos accepting deposits and real bets and processing withdrawals will need a license to provide their services. Since sweepstakes casinos like The Money Factory follow sweepstakes rules, they do not need to apply for or display any license details.

You’re in good hands though, as you’ll find detailed info about the owners when you check the site. They display their business name (The Money Factory LLC) and their address, which is in Delaware. They’ve also got a responsible social play policy, which we were pleased to see. We found details of access controls and limits there, plus some links to various support services. It all points to a reliably run and operated sweepstakes casino.

Enjoy The Money Factory games on your tablet

Play live-dealer games at The Money Factory

How do you play in The Money Factory legal states?

You’ll soon find out you’ve got two ways you can play any of the casino-style games at The Money Factory. Each method uses a different virtual currency, so let’s look at those here to find out how they differ from one another.

Gold Coins – for casual gameplay

You can use Gold Coins to play any social games that catch your attention at The Money Factory. You can try Slingo, slots, and even live dealer titles if you wish. When you play using Gold Coins, you’re playing for entertainment only. We like this as we can try some new titles with our Gold Coins. If we win any, we’ll use those Gold Coins to play some other titles to extend our session. You won’t be able to redeem any Gold Coin winnings for a real prize though. Finally, it’s commonplace to see Gold Coins displayed as GCs as well.

Sweeps Coins – for sweepstakes play

If you start playing with Sweeps Coins (also referred to as SCs), you know you have a chance to win some. Here’s where the sweepstakes format comes into play. If you play with Sweeps Coins and win enough of them, you can request a Sweeps Coin redemption, which gives you a real prize. If you’re in one of The Money Factory legal states, you can get a gift card or a cash prize.

You can’t purchase Sweeps Coins, as that would contravene sweepstakes regulations. You can collect them in several ways though, including via the signup bonus, the daily sign-in bonus, and via official social media events or giveaways.

You’ll notice that you won’t be able to redeem the Sweeps Coins when you first get hold of them. You need to play with them first. We checked on the playthrough requirement and noted that you’ve got to play each SC once before you can redeem your SC winnings for a real prize. When doing so, you’ll need to meet the minimum requirements to begin The Money Factory Casino redemption procedure.

We would choose the gift card option as it’s far easier to reach that threshold, as you can see here. The 1x playthrough always applies though, so keep that in mind.

If you’re in a legal state, here’s how to sign up to The Money Factory

We picked up the current welcome offer when signing up to the sweepstakes casino. We received 15,000 Gold Coins and 3 Sweeps Coins, which is a great package to start with. If you like the look of the site, here’s what you need to do to set up an account. Before you head over there, you can read our article about The Money Factory promo code options, which might provide a code to enter when you join.

1. Follow one of our links to visit the site

2. Click or tap on the signup button

3. Enter your email address and password

4. Alternatively, sign up using your Apple ID or Google account

5. Agree to the terms and conditions and complete the signup process

That’s it – it doesn’t take long even if you use your email to join and not Google or your Apple ID. Once you’re inside your account, you’ll have your welcome bonus ready to use too.

Pros and cons of The Money Factory Casino

We know availability is a big topic here, and we’ve seen how The Money Factory covers much of the American landscape. However, there are other points to think about too. Having spent some time at the sweepstakes casino, we’ve come up with the main ones to think about here.

Pros and Cons

• Hundreds of casino-style games
• Generous welcome bonus
• Multiple ways to collect Sweeps Coins
• Widely available

• Prohibited in 10+ states

You can play in plenty of The Money Factory legal states

It’s good to see The Money Factory entertaining players throughout 39 American states, including Florida North Carolina. We were delighted to get the chance to play using the 15,000 Gold Coins they gave us as a welcome bonus – plus our first three Sweeps Coins, of course. You can complete the signup process quickly and without any hassle if you’re in an accepted state, just by heading over there via any of our links and hitting the signup button. With hundreds of social games to choose from, you’ve got plenty of themes and casino-style game types to try. We found The Money Factory had everything we liked to see in a sweepstakes casino, especially wide availability across many US states.

The Money Factory Casino legal states FAQs